historically I've been terrible but really been trying to get a handle on things as I can't keep renting for ever and having no money in savings! Trying to cut back on spend and set up automatic transfers into savings etc and cut bills too. Thought about trying to clear my car on a credit card and then transferring the balance but still too much left on the car £5k when my cc limit is £1600! Anyway, how good are you with money? Do you have any savings tips for moi??